How to Manage Your Money as a Camgirl

camming investing
 
While camming is just about the most atypical job you can have, what you do with the money you earn should not deviate too much from the norm. Yes, you may be earning crazy money each month that you never thought you could, but you still need to be smart about how you spend it and what you do with it.

Camming is different from a “normal” job in this key way, and to be able to succeed and prosper as a camgirl, you need to take it into consideration.

Camming Career has an Expiration Date

Sad, but true: You cannot rely on camming to provide for you until retirement, due to the influx of new (read: young) girls joining cam sites every day as well as your own ongoing satisfaction with the job, which can include a lot of safety concerns as well as burnout. I talk about this more here and I estimate the length of an average camming career to be 3-5 years. Bearing that in mind, even though you may believe you will cam forever, you need to make sure you put away enough money each month to not end up broke and with a huge gap in your employment history if you have to look for other, “vanilla” work.

What are the steps to take to ensure a better financial future as a camgirl?
 
Have an Emergency Fund

I would first recommend having at least 3-months worth of living expenses saved in a savings account as your emergency fund, and have it be easily accessible, so you can use the money asap if the need comes. Since camming is so volatile, to feel safer, you should put away 6-months worth of basic living expenses, and not touch it unless an emergency comes up. This is basic financial advice that makes sense whether you work a 9-5 job, or cam for a living, though it’s particularly important to follow as a camgirl.

Invest Slowly and Wisely

Once you have an emergency fund, put at least 10% of each paycheck into an investment account to watch it grow. You don’t need to know anything about investing to be able to passively invest your money. One of the best platforms to do it on is WealthSimple that is “set it and forget it”. You can set up automatic monthly contributions to make the process even more easy and passive, and you don’t have to do it with a lot of money, either – even a few bucks here and there will do.

They do the hard work in selecting the right ETFs (exchange-traded funds) for you, and rebalancing multiple times a month, so you get the best return on your investment. It is the number #1 best thing to do for your financial future. Plus, it’s extremely satisfying watching your money grow each day. WealthSimple also offers a High Interest Savings account with rates higher than all the major banks offer. Click below to check out more! 
 
camming wealthsimple
 
Create a Budget, or At Least Strive to Spend Less

Separate your needs from wants. I know it’s tempting to spend money on things for yourself like clothes, lingerie, new electronics, etc, but you have to be mindful of the fact that your current income level might not last long. You don’t want to be regretting those purchases when you are scraping by without any means to pay for rent or food. You can make a budget in Excel or have a written one in a notebook, but the most important thing is that you try to stick to it and make it a priority to spend money on things that hold their value. Of course, this doesn’t mean you shouldn’t spend any money at all, because it’s nice to treat yourself to things that you’ve worked hard for, but you have to keep the basic math in mind.

There have been too many instances to count where a camgirl gets used to her current income and then suddenly loses her highest tipper, or needs to stop camming suddenly, and has zero savings or anything to show for all the years she’s worked. Don’t make the same mistake, and put away money and invest even a small percentage of your income as early as possible. The financial security you’ll feel will be worth it.

 

Disclaimer: I am not a licensed financial adviser. The above references opinions and is for information purposes only.  It is not intended to be investment advice. 

MV Live: New Cam Site from ManyVids!


 

MV Live Information and Review

 
ManyVids, industry’s best video-selling platform just introduced their very own cam site that will launch on July 31! We can expect to get more information at that time, but knowing how quickly ManyVids rose to popularity, it is likely to do quite well in the camming sphere as well. It has enough traffic and enough models using it to already generate a ton of interest online and become a serious competitor for both Chaturbate and Myfreecams, arguably the most popular sites on the net. (See my full list of top cam sites here).
 
Now, what most models want to know – MV Live Payout percentage and how it compares to other sites.
 
ManyVids will pay you 60% or 6 cents per token during its Beta phase. That percentage is quite good and standard in the industry, so it’ll definitely be a draw for both newbie and established models.

The best thing is that you will be able to easily promote your MV store in chat without restrictions, and you will also be allowed to cam-split (steam on multiple sites live at the same time).

An important thing to note is that if you are already an MV girl, your MV Rank/Score will never be affected by tokens earned from MV Live!

ManyVids also announced that it will also be giving away $10,000 every month to the top MV Live models and studios! Btw, male and trans performers are allowed!

With this information in mind, it seems like a great time to try out ManyVids if you haven’t already, and to test out their camming platform when it becomes available!

💰Click here to Sign Up!💰

 

Cam Sites That Do Check Cashouts

camming payment processors
 
One of the frustrating parts of camming is dealing with various payment processors like Paxum or ePayments when you simply want to cash out and not incur any additional fees, or headache. They can either be slow to process payments, charge you fees, or simply go out of business.

I find that one of the best ways to receive payments is by check, particularly if you’re living outside of the US and cannot do direct deposits. This way, you get your check in USD and are able to get the best exchange rate in your local currency at the bank. It may take a bit longer to receive, depending on where you live, but the benefits are well worth it, especially for international camgirls who don’t have many payment options. Below is a list of cam sites that offer payment by check, from best to worst:


☆Chaturbate: Minimum Amount: $50, Cashout Schedule: Daily – Incredible option for when you need the money ASAP!

CamSoda: Minimum Amount: $20, Cashout Schedule: Weekly

Myfreecams: Minimum Amount: $20, Cashout Schedule: Bi-Weekly

BongaCams: Minimum Amount: $50, Cashout Schedule: Weekly

ImLive: Minimum Amount: $50, Cashout Schedule: Bi-Weekly

Stripchat: Minimum Amount: $100, Cashout Schedule: Weekly

LiveJasmin: Minimum Amount: $100, Cashout Schedule: Bi-Weekly


If you want a closer look at each individual site, check out my list of Best Camsites to Join where you can read the reviews and compare to see which one works for you!

⋆ IndieBill Review – Easy Way to Sell your Adult Content!

indiebill review camming

IndieBill: High Percentage Payment Processor

 
As a camgirl, you want to make the most money possible when selling your content, and do so safely (no chargebacks!) as well as hassle-free. While there are plenty of sites that offer this service ( Take a look here), no other site will offer such a huge payout per sale – 85%! That alone makes IndieBill your best friend when selling content AND getting tips/tributes/donations!

You can sell your adult/camming content simply by sharing links and:

  • Earning 85% of revenue per every sale – The highest payout in the industry!
  • Not worrying about chargebacks – IndieBill takes care of fraud.
  • Your content is delivered automatically and for free.
  • You get paid twice a month in the currency of your choice.
  • You can sell Pics, Videos, Skypes, Snapchat, and Create a Tribute Page!

indiebill review camgirl

PAYOUTS

IndieBill pays out twice a month via International Wire Transfers (free > $100) & SEPA Wire Transfers (EU only, free > $25). IndieBill supports payouts in multiple currencies at no extra cost.

It’s an incredibly easy to make that passive income stream and make sure you always get paid, without doing any extra work. Once you upload your content, all you do is promote it by positng links on your social media or your cam profile!

💸 Start Selling With IndieBill Now! 💸
 

Preventing Camming Burnout: Essential Self-Care Tips for Camgirls

camming burnout
 
Camming is not an easy job – we all know this. Having to deal with beggars, scammers, and all-around awful people while still being entertaining and enticing to the people who do support you on cam is no easy task. Camming falls under the umbrella of helping jobs, where you expand a lot of your emotional energy toward your “clients” and often do not get much back. Therefore, burnout is so common in the camming field. You’ll see girls taking multiple days off from cam, and months even, because they’ve overextended themselves for the sake of their viewers and have neglected to take good care of themselves physically, emotionally, and mentally.

So, what does it take to successfully manage burnout while still maintaining a consistent cam presence and earning enough money?
 
BOUNDARIES
 
You need to have realistic expectations of yourself and set firm boundaries about what you will and won’t do, how often you’ll be on cam, and how available you’ll be OFF cam. I find that the off-cam presence is often the hardest one to be firm on, because you might feel that if you don’t give your members enough attention between camming sessions, they will forget about you and move on. While it may be true for some members, most will be understanding of you needing your private time outside of cam to recharge and do your own things instead of constantly doing Twitter status updates and tweeting sexy pics. The members who WON’T be ok are ones who will always expect too much from you and push your boundaries. You need to have a solid understanding of how much connection outside of cam is ok for YOU and to stick with it. Boundaries are so crucial to have, and I guarantee that you will have a greater peace of mind when your personal boundaries are not crossed by members.

How do you let them know what they are? You can either be direct and say that you will not be on Twitter much in the off-cam hours, or that you will take weekends off from social media completely, or that you won’t answer DMs. An indirect way of doing the same is simply doing it and waiting for members to catch on and not making exceptions. Firm personal boundaries equal a healthy state of mind. 💖
 
SELF-CARE

camming self care
 
You may think of self-care as taking bubble baths, getting your nails done, or getting a massage, and while those are all true, self-care may come in very different forms.

Self-care might be you taking a nice walk around town or a park. It might be disconnecting from social media and phone for a day and experiencing a day without interruptions. It’s giving your body some rest, not just physically, but emotionally and mentally too. It might be calling or texting a friend you haven’t talked to in a while because of your camming schedule, or even just reading a book. It might look different for everyone, but at the core of it is putting your needs first and caring for your own well-being.

You can think of taking care of yourself as investing in your camming career. The better your self-care and the firmer your boundaries, the more you can achieve without getting exhausted, spreading yourself too thin and eventually burning out. Burnout is not pretty, and unfortunately, it’s way too common in camming. It’s hard to get yourself back on cam after a burnout, because you may feel resentful, unmotivated and unwilling to put yourself back in the place that caused it. The best way out of this situation is to try to not get into it in the first place.
 
HERE’S HOW 👇

Start by figuring out how to take care of your basic physical needs, like prioritizing your sleep, having a stricter cam schedule (no camathons or camming too late at night), eating well and avoiding junk food and emotional eating. I know it may seem really appealing to order in after a long camming session, but doing that too often will drain your energy and lead to eventual weight gain. Make sure you go to the doctor for regular checkups and take whatever vitamins/supplements that make you feel better. (Try collagen for healthier skin, hair, and nails, and melatonin for better sleep). Exercise is a key component of self-care, whether it’s going to the gym, taking classes or just going on daily walks.

Emotional self-care involves doing things that make you feel good and keeping your mood stable. The instability of camming earnings and the up and down nature of the cam industry does not bode well for emotional stability. Adding the “camming high” after a good night on cam to the list is a recipe for an emotional disaster. Some ways to counteract this is to take time to yourself to relax and reflect on the day and perhaps meditate, journal, or spend time on a relaxing hobby. You can vent to your fellow camgirls or a supportive friend if you’ve had a bad day on cam. If you’re noticing that you’re feeling bad consistently, it may be a good idea to see a counselor, which can improve your mood immensely. Watch out for self-medication with drugs or alcohol. While they may bring relief in the short-term, they won’t be good for you at all in the long term.

Mental self-care can cover things like doing activities outside of camming that bring you happiness and feeling mentally stimulated. Let’s face it, camming is not exactly the most mentally-stimulating job out there, so you need to take care of that aspect outside of cam. Hanging out with friends, reading interesting books, maybe taking a class or even going back to school all encompass your mental well-being. It’s about knowing that there’s something outside of the camming bubble that can be mentally engaging and be something to strive for.

The combination of strong personal boundaries and consistent self-care will do wonders for you and prevent a potential burnout. You’ll be able to enjoy camming more and not lose yourself in it. If you have any more personal tips, share them below!
 
camgirl self care